Spot a Friend,
The Right Way

Lend money to friends with legally binding agreements. Simple, secure, and built for Australians.

5-6
Clicks to Request
From $25
Per Agreement
Secure
& Private

Australian Jurisdiction

Legal templates valid across all AU states

Bank-Level Encryption

AES-256 encryption for all your data

ABN: 55691535547

Registered Australian business

Legal templates for Australian jurisdiction. We recommend seeking independent legal advice for complex situations.

Everything You Need to Spot Confidently

Spot makes lending to friends and family simple, secure, and legally sound

Simple Loan Requests
Create loan requests in just 5-6 clicks. Specify amount, repayment date, and terms.
Legally Binding Agreements
Use vetted legal templates for Australian jurisdictions. Make your loans enforceable.
Smart Reminders
Never miss a payment with automated reminders 7, 3, and 1 days before due dates.
Digital Signatures
Sign agreements digitally with timestamps. Download PDFs anytime.
Flexible Interest Options
Choose between zero interest or fixed rate loans. Transparent pricing always.
Contact Management
Manage your lending circle. Track active loans with friends and family.

How It Works

Simple process, powerful protection

01

Request or Offer a Loan

Choose a friend from your contacts or add a new one. Enter the loan amount and terms.

02

Review and Approve

Both parties review the terms. The lender approves or declines the request.

03

Sign Agreement

Once approved, both parties digitally sign the legally binding agreement.

04

Track and Repay

Receive reminders about upcoming payments. Mark as paid when completed.

Frequently Asked Questions

Everything you need to know about Spot

Ready to Get Started?

Join Spot today and start creating professional loan agreements